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Honoring Service, Simplifying Insurance

Expert Medicare and Health Insurance Guidance for California's Veterans and Seniors

(408) 888-1077
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Experienced Insurance Services In
San Jose CA

Service

We offer a complete suite of insurance solutions designed to safeguard your assets and your future. As an independent agency, we work for you, not the insurance companies, ensuring you get the best coverage at the most competitive rates.

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Health Insurance for Veterans

Dedicated Health Insurance Guidance for California’s Veterans At Cal Metro Health Insurance, we hold a.
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Comprehensive Medicare Services

Navigating Medicare in California: Your Expert Guide Welcome to your central resource for understanding Medicare..
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Dental Insurance Plans

Secure Your Smile: Affordable Dental Insurance Plans in California A healthy smile is a vital.
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Life Insurance Policies

Protecting Your Legacy: Life Insurance Solutions for California Families Life insurance is one of the.
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Annuity Solutions

Securing Your Retirement Income with Annuity Solutions One of the greatest financial challenges in retirement.
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About us

Your Trusted Partner in Health and Financial Security

At Cal Metro Health Insurance, Bruce Barnes is more than just an agent; he is your dedicated advisor. With a profound focus on serving California’s veterans and seniors, we specialize in demystifying the complexities of Medicare and other health insurance options. Our mission is to replace confusion with clarity, ensuring you understand every choice available to you. We take a personalized, one-on-one approach, listening to your unique needs and financial goals to help you select a plan that provides not just coverage, but also confidence and peace of mind for the years ahead.

Find Coverage That Makes Sense for You

Insurance Guidance You Can Trust

Navigating the insurance landscape can be daunting. Our process is designed to be simple, transparent, and centered around you.

  • Personalized Assessment: We begin by listening. We take the time to understand your specific health needs, lifestyle, prescription requirements, and budget.
  • Clear Education: We break down complex topics like Medicare Parts, Medigap, and Advantage Plans into easy-to-understand language, empowering you to make informed decisions.
  • Unbiased Plan Comparison: Using our expertise, we analyze and compare plans from various top-rated carriers, highlighting the differences in costs, benefits, and networks.
  • Seamless Enrollment & Ongoing Support: We guide you through the entire enrollment process and remain your dedicated point of contact for any questions or plan reviews in the future.
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Ready to Clarify Your Options?

Ready to Clarify Your Options?

Take the first step towards confidence in your coverage. A no-cost, no-obligation consultation with Bruce Barnes will provide a personalized review of your current situation, answer all your questions, and outline the best plan options available to you in California. There is no pressure, only professional guidance.

Our Client’s

FeedBack

What Our Customers Say About Us

Hear from satisfied clients across California who have found clarity and peace of mind with Bruce’s expert guidance. Their experiences highlight our commitment to personalized service and finding the perfect insurance solution.

Bruce Is very helpful. He made signing up for Medicare and our secondary insurance a breeze. Also, when we needed assistance in determining what level of RX insurance coverage, he did all the research for all the medications we take and came up with the most cost-effective tier for us.

Carol Furtado

Ceo/Founder

Jane Schindler, client of Bruce for my MAPD. I have known Bruce for a number of years as an excellent insurance agent with Medicare plans, as well as annuities and life. He handles all my financial insurance needs, and I wouldn't use anyone else.

Jane Schindler

Ceo/Founder

I was confused about Medicare! The good news is when I contacted Bruce Barnes he simplified the entire process and helped me understand my options. He took care of me and answered all my questions and helped me get into the right plan. He not only is very kind but also very smart and helpful!! He KNOWS HIS BUSINESS!! I recommend anybody that is about to enroll into Medicare to CALL him!!

MY-G

Ceo/Founder

Bruce found me with a flyer he mailed as I was turning 65. I took a gamble and called his number ... and was VERY pleasantly surprised at his knowledge, ease of communication and dedication to finding his clients the right plan for them. And it came at NO COST to me! And the plan was great! Now, 2 years later, I'm thinking about changing plans and maybe moving out of state, and he is STILL there to help when I called. So if you are clueless about all the Medicare plans, like I am, Bruce will do his level best to help you out. Of course he is compensated by the various plans he offers, the man deserves some $$$ for his skills. But he won't charge YOU for all his services. And he really goes the extra mile. BTW, he is NOT a relative, and I have NOT been compensated for this review.

David Ball

Ceo/Founder

Thanks to Bruce, I now have the ideal Medicare plan tailored to my needs. I feel confident and secure knowing that Bruce carefully reviewed all my options and found the perfect fit for my healthcare needs.

Harper Sullivan

Ceo/Founder

Bruce is very good at what he does. He is very knowledgeable and articulate. I felt as if I was in very safe hands when he was helping me choose supplemental insurance. I highly recommend his services. You will not be disappointed

Sandra Cardenas

Ceo/Founder

We contacted Bruce regarding Medicare questions. He was very helpful and answered all our questions. We will be contacting him when we turn 65.

Bookworm Doe

Ceo/Founder